Real Estate Financing

Buy, refinance, or renovate property.

Funding built around the property, not just your credit. Whether you're buying a fix-and-flip, building from the ground up, growing a rental portfolio, or refinancing a building your business already owns, we connect you with providers who finance investment and commercial real estate — and we stay with you from the first conversation to the closing table.

Amount: $100K – $2M
Funding speed: 2–4 weeks
Minimum: Property as collateral

Check my options

Checking your options won't affect your credit score.

Why businesses choose it

Every strategy has a matching option

Fix-and-flip, ground-up construction, rental portfolios, multi-unit buildings, and owner-occupied commercial space each have financing designed for them — not a one-size-fits-all loan.

The property does the heavy lifting

Providers underwrite the deal itself — the property's value, potential, and your plan for it — so a strong project can carry more weight than a perfect credit score.

Compare term sheets side by side

One application reaches multiple providers, so you can compare rates, terms, and leverage before you commit to anything.

Guided from offer to closing

A specialist walks you through appraisal, title, and closing so the process stays fast and predictable — even if it's your first deal.

Investor-focused financing vs. a traditional mortgage

	Real Estate Financing	Traditional bank loan
What gets underwritten	The property, the deal, and your plan	Your personal income and credit
Speed to close	Often 2–4 weeks	Commonly 45–60+ days
Property condition	Fixer-uppers and renovations welcome	Must meet strict condition standards
Flexibility	Terms structured around your exit strategy	Rigid, standardized terms
Best for	Investors and business owners moving fast	Primary residences and long holds

Who it works for

Fix-and-flip investors who need to close fast and fund renovations
Builders and developers starting ground-up construction or urban renewal projects
Rental property owners growing a single-family or multi-unit portfolio
Business owners buying or refinancing the building they operate from
Investors who want to pull equity out of a property with a cash-out refinance

Repayment your way

Terms are structured around your exit strategy — sell, refinance, or hold and rent. Your specialist will walk you through rates, leverage, and repayment before you sign anything, so the numbers are clear from day one.

Common uses

Fix-and-flip purchases and renovations
Ground-up construction
Rental portfolio growth
Multi-unit and apartment buildings
Cash-out refinancing
Owner-occupied commercial property

What you'll need

Property address and purchase or estimated value
Credit score (typically 620+)
Proof of funds for down payment
Photo ID

How it works

1
Tell us about the property and your goal — buy, build, refinance, or renovate.
2
Providers evaluate the property's value, your experience, and your plan for the deal.
3
Compare term sheets side by side and pick the structure that fits your strategy.
4
Close with a title company and receive your funds — most deals close in 2–4 weeks.

Questions about real estate financing

Do you finance primary residences?

Our focus is investment and commercial property. If you're buying a home to live in, ask a specialist — they'll point you in the right direction.

How much down payment is needed?

It varies by property and program — commonly 10–25%. Stronger deals and experienced investors can sometimes qualify for higher leverage.

How long does closing take?

Most transactions close in 2–4 weeks, depending on appraisal and title. Simple deals with clean title can move faster.

Can I finance a property that needs major repairs?

Yes — that's exactly what fix-and-flip and renovation financing is built for. Providers can fund both the purchase and the rehab budget.

Do you work with first-time investors?

Yes. Experience helps, but many providers work with newer investors when the deal itself is strong. A specialist will help you structure it.

Can I refinance a property I already own?

Yes. Cash-out refinancing lets you pull equity out of a property to fund your next purchase or put capital back into your business.

Ready to see what you qualify for?