Revenue-Based Funding

Working capital that moves with your sales.

Get a lump sum of capital today and repay it as a small, agreed share of your future revenue. When sales slow down, your payment shrinks — no fixed bill hanging over a slow month. When business picks up, you clear the balance faster.

Amount: $10K – $2M
Funding speed: As soon as 24 hours
Minimum: 6+ months in business

Check my options

Checking your options won't affect your credit score.

Why businesses choose it

Payments that move with your sales

Repayment is a share of your daily deposits, not a fixed bill. A slow month means a smaller payment — strong months clear the balance sooner.

Decisions built on revenue, not just credit

Funding providers weigh your recent deposits and overall business health first. Strong sales can outweigh a less-than-perfect credit score.

Fast from application to funding

The application takes minutes. Many businesses receive an offer the same day and funds as soon as the next business day.

No collateral typically required

Approval is based on your business's future revenue — you usually won't pledge property, equipment, or personal assets.

Revenue-based funding vs. a traditional loan

	Revenue-Based Funding	Traditional bank loan
Repayment	A fixed share of your future sales	A fixed monthly payment
Slow month	Your payment shrinks with revenue	Your payment stays the same
What providers look at	Recent deposits and business health	Credit score and collateral
Collateral	Typically not required	Often required
Time to funding	As soon as the next business day	Often weeks of underwriting

Who it works for

Restaurants, retail, salons, clinics and service businesses with steady daily deposits
E-commerce brands with consistent online sales
Contractors and seasonal businesses that need breathing room between jobs
Businesses 6+ months old that need capital faster than a bank can move
Owners with less-than-perfect credit but healthy revenue

Repayment your way

You choose how repayment is collected — daily, weekly, or bi-weekly — matched to how your business actually gets paid. The total payback amount is agreed in writing before you sign, so there are no surprises later.

Common uses

Inventory and supplies
Payroll during slow seasons
Marketing and growth
Equipment repairs
Hiring and expansion
Covering unexpected expenses

What you'll need

6+ months in business
Consistent monthly deposits
Last 3 months of business bank statements
Photo ID

How it works

1
Tell us about your business and how much you need — the application takes about two minutes.
2
Funding providers review your recent bank deposits and revenue, not just your credit score.
3
Compare offers side by side and accept the terms that fit your cash flow.
4
Receive funds, often as soon as the next business day. A fixed percentage of your deposits goes toward repayment until the balance is paid.

Questions about revenue-based funding

Is revenue-based funding a loan?

No. It is a purchase of future receivables, not a loan. Terms vary by provider and are not guaranteed.

How is the payback amount decided?

Providers look at your average monthly deposits, time in business, and overall financial health to size an offer. The full payback amount is agreed in writing before you sign.

Can I qualify with lower credit?

Often, yes. Providers focus mainly on revenue and deposit history, so strong sales can outweigh a lower score.

What repayment schedules are available?

Repayment is collected as a fixed percentage of your deposits on a daily, weekly, or bi-weekly schedule that matches how your business gets paid.

What if I already have a business advance?

Some providers can consolidate or buy out existing advances, or structure a new one around them. A specialist can walk you through your options.

How fast can I get funds?

Many approved businesses are funded within 24–48 hours.

Ready to see what you qualify for?